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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service.

5
Excellent service. Allows me complete flexibility on my finances while Paypal operating a fair and balanced affordable interest rates. Reviewed on: 14th July 2026

Very good service keep it up very happy

5
Very good service keep it up very happy Reviewed on: 14th July 2026

Happy to use Paypal I will share it with my...

5
Happy to use Paypal I will share it with my friend Reviewed on: 14th July 2026

Am happy with my PayPal account.

4
Am happy with my PayPal account. Reviewed on: 14th July 2026

Good so far no problems at all really easy to...

5
Good so far no problems at all really easy to use Reviewed on: 14th July 2026

Great customer service

5
Always try to help. Fabulous customer service Reviewed on: 14th July 2026

An excellent and unbelievable experience with PayPal...

5
Writing I've had an excellent experience with PayPal for the past 4–5 years. The platform has always been reliable, secure, and easy to use. Their PayPal Loan service has been fantastic, providing a straightforward and hassle-free experience whenever I've needed it. I highly recommend PayPal to anyone looking for a trusted financial service. Reviewed on: 14th July 2026

PayPal is best platform and reliable service to buy...

5
PayPal is best platform and reliable service to buy items local and internationally providing with professional safe solutions for transactions and assure disputes for buyer protection. Reviewed on: 14th July 2026

Great service thanks, always in hand to help should...

5
Great service thanks, always in hand to help should I need it. Reviewed on: 14th July 2026

Pal Review

5
Never any issues that haven't been resolved. Excelbon guidance. Reviewed on: 14th July 2026

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