Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,224 reviews, last reviewed 11th Jun 2026
3837950% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal always answered my querries specially if i ha... Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026
Laura's avatar
Laura

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (134224)

Excellent customer service

5
I have used PayPal for years. It’s safe, secure and I always feel protected. I had some flights cancelled, my money was returned straight away and the customer service second to none. Reviewed on: 8th June 2026
suzanne p's avatar
suzanne p

Easy online payments across many websites

5
Easy online payments across many websites and apps * Buyer protection programs for some purchases * Fast money transfers between people in supported regions Reviewed on: 8th June 2026
Jas's avatar
Jas

Helpful When I Needed It Most

5
I’ve been using PayPal Credit for a while now, and it’s genuinely helped me manage larger purchases without having to pay everything upfront. I like how easy it is to use, especially when shopping online, and being able to spread payments has taken a lot of pressure off my finances at times. The account is straightforward to manage through PayPal, and I always know where I stand with my balance and payments. While there have been a few occasions where I wished customer support was quicker to respond, my overall experience has been positive. For me, PayPal Credit has been a reliable and convenient option, and I’d happily continue using it in the future. Reviewed on: 8th June 2026
Florentina D's avatar
Florentina D

Excellent product and service.

5
Have used Paypal credit and Pay In 3 for several purchases, always stress free and easy to setup and navigate. Reviewed on: 8th June 2026
James Davis's avatar
James Davis

Paypal is the Way!

5
The ease of purchase & security benefits Reviewed on: 8th June 2026
Chazz's avatar
Chazz

Great service

5
Every paypal transaction has left me protected and secure Reviewed on: 8th June 2026
Ewan A's avatar
Ewan A

This service is secure and reliable.

5
This service is secure and reliable. Easy to understand everything is explained in language you can understand. Easy to manage and access my money. Reviewed on: 8th June 2026
Debra A's avatar
Debra A

Useful to use when needed.

4
Useful to use when needed. The rate is acceptable and it is easy to use it. Reviewed on: 8th June 2026
Vanda C's avatar
Vanda C

Excellent

5
PayPal is easy to use , I feel extremely safe using it Reviewed on: 8th June 2026
Michelle G's avatar
Michelle G

Not always clear on app, but advisors helpful

4
Not always clear on app, but advisors helpful Reviewed on: 8th June 2026
Karen 's avatar
Karen

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill