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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134555 reviews)

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4.74

Based on 134,550 reviews, last reviewed 11th Jun 2026

3852900% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and reliable PayPal have always been there to help if ever I've had a problem with a purchase. I have peace of mind knowing that if I but something using PayPal th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

2

Change a process required! My issue with PayPal credit is , if you do a full order on pay over 4 interest free and you return the whole order, PayPal do not refund the money to ... Read more Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134555)

Excellent repayment choices

From 0% interest to a choice of repayment options PayPal credit is second to none in my opinion. With the added protection and super fast help with a dispute, ensures that I have 100% trust in PayPal Credit Reviewed on: 13th June 2022

Easy to use and good value

Great to have a variety of credit options available at reasonable interest rates, and no physical card to lose! Reviewed on: 13th June 2022

Definitely worth using

Very helpful when it comes to getting shopping I would definitely recommend it to everyone that doesn't use it, very easy to use and it's got good Apr rates Reviewed on: 13th June 2022

Great credit provider

I use PayPal credit on larger purchases through eBay, they offer a lot of interest free offer throughout the year… which is nice. They are also great at handling transactions, I wish every website used them. Reviewed on: 13th June 2022

Market leader

Fantastic experience- easy to use and great customer service. Reviewed on: 13th June 2022

Easy, straightforward and clear

Credit was so easy to apply for, was approved and available very quickly and has been very clear in its terms. I also get regular emails with any changes or available offers. Reviewed on: 13th June 2022

Excellent service and good deals

I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022

Everything as detailed. Ees 1 have site to use.

I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022

Flexible and simple

Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022

Great to use

It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022

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