Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142788 reviews)

View other PayPal products

4.73

Based on 142,788 reviews, last reviewed 19th Jun 2026

4228050% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142788)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love PayPal and use it for pretty much every on-li...

I love PayPal and use it for pretty much every on-line purchase and use my card when I'm out and about, couldn't do with PayPal. Reviewed on: 9th June 2026

Easy to use

Easy to set up and use, and easy to add at check out online. Kept informed of potential increases in credit limit and notifications on how to limit interest increases, as well as prior notification about direct debits. Reviewed on: 9th June 2026

Easy to use at checkout.

Easy to use at checkout. 4 months interest free for larger purchases is super helpful! Reviewed on: 9th June 2026

Absolutely Fabulous

No complaints absolutely wonderful Reviewed on: 9th June 2026

A Safe and secure payment platform

PayPal offer so many payment options to suit each individual as sometimes life’s difficult and being able to choose between immediate payment, pay in 3 or spread it over longer with the credit is a blessing. Reviewed on: 9th June 2026

Everything I need

PayPal credit provides all the options and reassurance I need. Reviewed on: 9th June 2026

Paypal just works so well, excellent communication a...

Paypal just works so well, excellent communication and just an all round great experience Reviewed on: 9th June 2026

Everything went well with no problems

Everything went well with no problems Reviewed on: 9th June 2026

Feel secure with PayPal

Always helped me when I’ve had issues from vendors and protected my money, plenty of updates and alerts to what is happening on my account Reviewed on: 9th June 2026

Great! Always there!

Great!! Always been available when I needed to use it and that says it all really Reviewed on: 9th June 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub