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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106917 reviews)

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4.90

Based on 106,917 reviews, last reviewed 14th May 2026

2586950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very convenient I’ve had a good experience using PayPal Credit so far. The application process was simple, payments are easy to manage, and it’s very convenient for s... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106917)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Not easy to access and understand they are slow

Not easy to access and understand they are slow Reviewed on: 13th May 2026

Always helpful and friendly and answering my questions.

Always helpful and friendly and answering my questions. Reviewed on: 13th May 2026

You made it a lot easier for me over Christmas, I wa...

You made it a lot easier for me over Christmas, I was able to get what my children wanted and make them happy Reviewed on: 13th May 2026

I trust PayPal as is safe

I am using my PayPal credit for a long time. I am so happy, as this credit gives me flexibility when I need to spend a bit more in necessary shopping. Also PayPal is very safe and trustworthy. Reviewed on: 13th May 2026

Great and easy experience!

Great and easy experience! I highly recommend PayPal. Reviewed on: 13th May 2026

No problems, straight forward experience

No problems, straight forward experience Reviewed on: 13th May 2026

Very good and easy good service i am...

Very good and easy good service i am happy Reviewed on: 13th May 2026

Eady Peasy

Very easy to use, no problems. So quick and efficient. Reviewed on: 13th May 2026

PayPal credit, the easy option.

Simple process with instant result. It gives great flexible payment options and easy early repayment. All so much easier than using more rigid options like a more traditional bank. It's so good I was easily converted to using the PayPal debit card both virtual on my phone for contactless and physical in my wallet. Reviewed on: 13th May 2026

Really nice, easy and safe to use it

Really nice, easy and safe to use it Reviewed on: 13th May 2026

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