Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Simple, Safe and Super Secure

5
Its so simple to use as a payment mechanism. The app is easy to navigate and the account layout clear and user friendly. I know exactly what I've spent and when. I know what charges I incur and how much will be taken each month without having to log in. I love the communication from PayPal. With regular and timely notifications, I always stay up-to-date. A fantastic company with safe and secure access. Thank you PayPal. Reviewed on: 14th July 2026

My new bathroom

5
It’s a great way to purchase a large item or have a home improvement & spread the cost. Reviewed on: 14th July 2026

Paypal is user friendly, has deals and appears as pa...

5
Paypal is user friendly, has deals and appears as payment option on different platforms for my own shop options online and in store Reviewed on: 14th July 2026

Easy Peasy!

5
Paypal offers an easy and flexible method to deal with transactions by different methods. No Hastle, just straight forward. Reviewed on: 14th July 2026

it's worth it

4
its been good so I would recommend it Reviewed on: 14th July 2026

Fantastic everything what PayPal does

5
Fantastic everything what PayPal does Reviewed on: 14th July 2026

Very fast at sending money on time

5
Very fast at sending money on time Reviewed on: 14th July 2026

Weldone paypal

5
All is well PayPal is ready good service Reviewed on: 14th July 2026

You know what your payments will be before you spend...

5
You know what your payments will be before you spend, it's totally easy to use, no regrets, best I've used Reviewed on: 14th July 2026

Great service.

5
Always pay with PayPal when I can as they are always there if you need help with a purchase.If you have problems. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products