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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147588 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147589)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great flexibility and credit interface.

Great flexibility and credit interface. Reviewed on: 30th June 2026

Convenient and secure solution.

Convenient and secure solution. Professional and Helpful staff offering a very sleek customer service. I have never been let down by PayPal and would highly recommend to family, friends and colleagues. Reviewed on: 30th June 2026

All works perfectly, thank you for supporting

All works perfectly, thank you for supporting Reviewed on: 30th June 2026

Fantastic flexibility , great communication

Fantastic flexibility , great communication Reviewed on: 30th June 2026

PayPal is easy to use and the app is super intuitive.

PayPal is easy to use and the app is super intuitive. I find changing or removing connected cards can be a bit of a fuss. Reviewed on: 30th June 2026

PayPal thanks

Great PayPal all very good the best Reviewed on: 30th June 2026

Great experience.

Great experience. Good customer service when required. Had very little concerns at all Reviewed on: 30th June 2026

Good experience - some problems with direct debit bu...

Good experience - some problems with direct debit but not PayPals fault Reviewed on: 30th June 2026

PayPal credit is easy to use and provides me with th...

PayPal credit is easy to use and provides me with the flexibility with paying for expensive purchases Reviewed on: 30th June 2026

I frequently use Paypal's pay in three and paypal cr...

I frequently use Paypal's pay in three and paypal credit options as it's so widely accepted at different merchants. The interest rates are excellent, with 0% options available which really helps with large purchases. Reviewed on: 30th June 2026

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