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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143001 reviews)

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4.73

Based on 143,001 reviews, last reviewed 19th Jun 2026

4237650% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

very convenient to use, good credit terms, and I lik... very convenient to use, good credit terms, and I like buying online through PayPal Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143001)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent think, better then bank

Excellent think, better then bank Reviewed on: 9th June 2026

Recommend

I have had PayPal for many years and use it for large purchases for protection. Pay pal accounts are so easy to use and lines of credit are extremely useful. Reviewed on: 9th June 2026

Very useful when buying large priced items giving ti...

Very useful when buying large priced items giving time to pay off. 4 month interest free credit also handy. Reviewed on: 9th June 2026

Always works well with no problems

Always works well with no problems Reviewed on: 9th June 2026

Fantastic customer service, always very helpful

Fantastic customer service, always very helpful Reviewed on: 9th June 2026

PayPal works very well for me with the different pay...

PayPal works very well for me with the different payment options available and ease of use and I have been using PayPal for years now. Reviewed on: 9th June 2026

Good resolution support

I have had queries in the past and they were dealt with very efficiently. Reviewed on: 9th June 2026

A Great Product. Which I frequently use.

Automatically being allowed to purchase goods over £99 & being able to repay 0% over 4 months & Pay in 3, enables me to purchase items I would otherwise not purchase. Especially useful over Christmas. Anytime I’ve had to contact PayPal via phone, I’ve always received a quick response. I have already told other family member’s of how satisfied I am with PayPal & in response they have also joined PayPal. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Offer interest free options and installments allowing me to spread cost of larger purchases. Online access to balances and purchase history Reviewed on: 9th June 2026

Designed for real life

In a world full of complicated apps and endless clicks, PayPal stands out by making everything effortless. As someone who is neurodiverse, I appreciate technology that works with me, not against me. It’s clear, reliable, and always within reach Reviewed on: 9th June 2026

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