Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136038 reviews)

View other PayPal products

4.73

Based on 136,038 reviews, last reviewed 11th Jun 2026

3920400% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was easy to apply for credit but also handy to ha... It was easy to apply for credit but also handy to have 3 months to pay. Reviewed on: 11th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136038)

Never had any issues whatsoever - Muls

Never had any issues whatsoever. Easy to work with and great app to navigate around. Reviewed on: 8th June 2026

Reliable and friendly service.

Reliable and friendly service. Easy reminders to pay on time and a super easy ui. Credit available when I need it. Reminders to pay are prompt and when I do pay it's very easy to connect to my bank and make the payment. Reviewed on: 8th June 2026

I use PayPal a lot .

I use PayPal a lot . I like that is is secure and safe for purchases . Also like the credit options . Reviewed on: 8th June 2026

No hassle easy credit would recommend

No hassle easy credit would recommend Reviewed on: 8th June 2026

No hassle returns on Pay in Three

Handle Returns and Refunds without hassle, dodgy sellers cave on returns if paid by PayPal. Pay in 3 very handy. Excellent. Reviewed on: 8th June 2026

Paypal credit is excellent

Paypal credit is credit friendly and it has excellent payment flexibility, easy transaction with card and in app. Reviewed on: 8th June 2026

Easy to buy with protection and good payment plans p...

Easy to buy with protection and good payment plans pay in 3 or credit with flexible payments Reviewed on: 8th June 2026

Great service

Iv used PayPal for quite a few years now in several of there products and never been let down there customer services are great and are quick to sort your issue out plus PayPal is easy to use Reviewed on: 8th June 2026

So handy to have to hand.

So handy to have to hand. Great to be able to reach for online credit that isnt pay by installments. Reviewed on: 8th June 2026

My go to for credit purchases

I've been using PayPal credit for over 4 years and for me it is the safest way to make a purchase. I like the ability to pay interest free within 4 months. This enables those slighter bigger purchases to be more accessible and affordable Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 67888 reviews
Payments
from PayPal 4.73 from 3746 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub