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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143102 reviews)

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4.73

Based on 143,102 reviews, last reviewed 20th Jun 2026

4242250% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

PayPal credit is a great option. PayPal credit is a great option for bigger purchases. More then 3 months interest free would be useful though. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143102)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good experience with PayPal credit

Customer service always on hand to solve issues quickly. App simple and easy to use. Reviewed on: 9th June 2026

I love paypal and I always will although it is sad t...

I love paypal and I always will although it is sad that Elon Musk created it Reviewed on: 9th June 2026

Superb credit card handling and independence

Superb credit card handling and independence Reviewed on: 9th June 2026

PayPal is great for

PayPal is great for dealing with complaints and knowing everything is as safe as it can be Reviewed on: 9th June 2026

Easy credit

I bought a item on eBay and PayPal gave me the option for credit and it has been brilliant Reviewed on: 9th June 2026

PayPal is easy to use, the more you pay back the les...

PayPal is easy to use, the more you pay back the less interest you have to pay. Reviewed on: 9th June 2026

if ever there is an issue with seller in terms of re...

if ever there is an issue with seller in terms of retrieving fund customer service have solved tje problem quickly. I am able to use the service safely and efficiently with easy access to account information on the app Reviewed on: 9th June 2026

My opinion of PayPal

I like using PayPal as its a large well known company that I trust and its convenient and helpful to use the PayPal credit and pay in 3 options. I would recommend using PayPal to most people. Reviewed on: 9th June 2026

Easy to access at the point of purchase, very secure...

Easy to access at the point of purchase, very secured and customer friendly. Paypal's 4 mo ths non-interest facility goes a long wat to relief customers. Reviewed on: 9th June 2026

Easy Money

Easy to access help when needed and easy to pay across a host of platforms. Reviewed on: 9th June 2026

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