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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136314 reviews)

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4.73

Based on 136,313 reviews, last reviewed 12th Jun 2026

3933350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction you is flawless and easy to use. Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136314)

PayPal credit

Easy to use reall happy to shop via PayPal credit Reviewed on: 9th June 2026

As a PayPal user for 15 years I cans see a lots of g...

As a PayPal user for 15 years I cans see a lots of good improvements being done Reviewed on: 9th June 2026

Love PayPal just gives me a piece of mind when purch...

Love PayPal just gives me a piece of mind when purchasing Reviewed on: 9th June 2026

Very easy to use and simple.

Very easy to use and simple. I like the simplicity in the app. Simple transaction used to pay back. N3 Reviewed on: 9th June 2026

Very convenient to spread cost.

I have used PayPal Credit several times to spread the cost of buying musical equipment. The 0% interest for 4 months, along with the ability to make repayments at any time makes it a no brainer. Reviewed on: 9th June 2026

PayPal always there when I need it!

PayPal always there when I need it! Reviewed on: 9th June 2026

Happy to use PayPal is the best secure

Happy to use PayPal is the best secure Reviewed on: 9th June 2026

.Dispute with Shien.

I had a dispute with Shien and I felt my case wasn't taken into consideration and felt a bit disappointed with the initial handling. I was later refunded. Reviewed on: 9th June 2026

Been using PayPal for years, never had a problem,

Been using PayPal for years, never had a problem, Reviewed on: 9th June 2026

PayPal offer great options and flexibility for credi...

PayPal offer great options and flexibility for credit and pay over time options. Amazing that they have the 0% interest for 4 months with credit, which enables you to make large purchases and take time to pay ot back without extra interest Reviewed on: 9th June 2026

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