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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136166 reviews)

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4.73

Based on 136,166 reviews, last reviewed 12th Jun 2026

3926450% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommend Highly recommend. So easy to use. Never had a problem. Reviewed on: 12th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136166)

Favourite App

Love PayPal, protects my money when paying online, never lost money using PayPal. Any problems they refund and sort it! Don't know where I would be without PayPal Tbh. I used to have a bad credit rating but thx to using PayPal for last 4 years I now have a excellent credit rating!!! Thx PayPal Reviewed on: 8th June 2026

Brilliant Easy way to pay and secure

Easy way to pay and secure, use for most purchases. Lots of options when buying items online Reviewed on: 8th June 2026

Since i have been using pay pal my experience with t...

Since i have been using pay pal my experience with them has been great and also helping to retrieve my money from other company. Reviewed on: 8th June 2026

Very easy to use.

Very easy to use.i love the interest free three monthly payments, which I use all the time. It provides a barrier eternally my credit details and the vendor, which makes me feel secure. Website easy to use. Reviewed on: 8th June 2026

It was easy to use, few clicks and payment done, fas...

It was easy to use, few clicks and payment done, fast and efficient. Zero % interest for 4 months meant I could plan and pay in instalment at my convenience. Reviewed on: 8th June 2026

great service

quick and easy to use and very helpfull when asking for help Reviewed on: 8th June 2026

Very handy to have an revolving line of credit there...

Very handy to have an revolving line of credit there in case you need it Reviewed on: 8th June 2026

Always found PayPal very clear and easy to use.

Always found PayPal very clear and easy to use. Has always worked as expected for me. Reviewed on: 8th June 2026

No Interest, No Worries

I’ve had a really positive experience using PayPal Credit. One of the biggest advantages for me is the flexibility it offers, especially when purchasing higher-cost items. It’s great knowing I can spread the payments over time rather than paying everything upfront. What stands out most is the option to pay no interest over 4 months on qualifying purchases. This has made it much easier to manage my budget, particularly for larger expenses, without worrying about extra charges as long as I pay it off in time. The application process was straightforward, and once approved, it’s very convenient to use at checkout whenever PayPal is accepted. Everything is clearly laid out, so it’s easy to keep track of payments and due dates. Overall, PayPal Credit is a really useful option if you want a bit more financial flexibility and a simple way to handle bigger purchases without immediate pressure. Reviewed on: 8th June 2026

Excellent customer service and facilities.

Excellent customer service and facilities. Reviewed on: 8th June 2026

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