Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Brilliant

Easy to use and feels like your money and purchases are safe Reviewed on: 16th April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Perfect service Reviewed on: 16th April 2026

Safe, Secure and Convenient

Always a safe and secure way to pay, which is backed in case of an issue. Convenient yo make payments online and able to either pay in installments or on credit Reviewed on: 16th April 2026

Perfect service.

Perfect service. Very good for daily expenses as well. Sometimes it gives u flexibility to spoil yourself a bit. Reviewed on: 16th April 2026

I feel safer making payment through PayPal

I feel safer making payment through PayPal Reviewed on: 16th April 2026

PayPay Fit for purpose.

For any financial situation, PayPal is Fit for purpose. Reviewed on: 16th April 2026

Just faultless and so easy to use.

Just faultless and so easy to use. The option and available services are second to none Reviewed on: 16th April 2026

Paypal Credit. Love it.

Love it. I can make interest free purchases, I have clear visibility as to when that ends, available credit and payments. It’s just easy. Reviewed on: 16th April 2026

Excellent and so easy to use/set up

Excellent and so easy to use/set up Reviewed on: 16th April 2026

Convenient for me.

Convenient for me. Lots of offers. Been with PayPal along time. Feel secure. Accessible. Password secure nice to have various security options in place Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub