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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent customer service & service

Excellent customer service & service Reviewed on: 16th April 2026

Helpful when you need to pay for stuff

Very good helpful when you need to pay for stuff in a shop Reviewed on: 16th April 2026

PayPal helped me purchase with buy now pay later and...

PayPal helped me purchase with buy now pay later and no interest Reviewed on: 16th April 2026

Very helpful service, great way to spread out the pa...

Very helpful service, great way to spread out the payments for high value purchase transactions Reviewed on: 16th April 2026

positive experience

I've had positive experience and my emails are usually answered within reason. Reviewed on: 16th April 2026

Always trustworthy

When I had a problem with a credit payment on the account customer service was quick and efficient. never had a problem with PayPal since I am a customer 5+ years Reviewed on: 16th April 2026

Easy to use and track, I like that you can schedule...

Easy to use and track, I like that you can schedule payments months in advance Reviewed on: 16th April 2026

Simple process with good payment options

Simple process with good payment options Reviewed on: 16th April 2026

I always use PayPal when shopping on line if available.

I always use PayPal when shopping on line if available. It gives me peace of mind and removes the dangers of scamming. I also use it to transfer money to friends and family. It is quick and easy to use. The only improvement I could suggest is more information on my bank statement so it is easier to tie up. It only provides the PayPal reference and not the party paid Reviewed on: 16th April 2026

PayPal is excellent

Very good easy to use and helps if you can't pay for purchases straight away and need to make monthly payments and even offers interest free payments. Reviewed on: 16th April 2026

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