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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Platform Easy to use and navigate

Platform Easy to use and navigate Reviewed on: 22nd June 2025

Easy to use

Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025

I don't know what I'd do without them

I have been with paypal for a number of years and never once had an issue Reviewed on: 22nd June 2025

Great service and easy to use.

I have been using PayPal now for a few years and have always found the service easy to use and gives a great service. I would be lost without it. Reviewed on: 22nd June 2025

quick and easy to use, would recommend to family and...

quick and easy to use, would recommend to family and friends Reviewed on: 22nd June 2025

Great- trustworthy and quick.

Great- trustworthy and quick. No issues Reviewed on: 21st June 2025

Brilliantj service confident my moneys safe

Brilliant service confident my moneys safe Reviewed on: 21st June 2025

Paypal Credit is worth it!

Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 months interest free has helped me so much with budgeting whilst still being able to enjoy my life. Even if I am unable to payback the entire amount past those 4 months, the interest is still so low that it is barely noticeable! Reviewed on: 21st June 2025

PayPal credit is giving 4 months free interest credi...

PayPal credit is giving 4 months free interest credit which is very helpful for money wise purchases, I feel it has given me time to pay off without interest in 4 months time. I definitely recommended to others about it ! Reviewed on: 21st June 2025

Paypal credit

Helps you spread monthly payments out to help make life affordable. Very easy to check what you owe and make early payments if wanted Reviewed on: 21st June 2025

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