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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Extremely satisfied!

I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

PayPal is great!

I try to use PayPal as much as possible when Im buying items online. I just feel it's the safest way to buy. Reviewed on: 21st July 2026

Secure, fast and versatile.

Secure, fast and versatile. Using PayPal at checkout makes purchases so easy and simple, and pay for items conveniently in installments. Reviewed on: 21st July 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The app is easy to use, payments are simple to manage, and I appreciate being able to track my balance and payment dates in one place. Customer service has also been helpful whenever I’ve had a query. Overall, it’s been a reliable and flexible credit option, and I’d happily recommend it to others who use it responsibly. Reviewed on: 21st July 2026

Good on 0% plans

Good on 0% plans but interest can really add up if you borrow too much Reviewed on: 21st July 2026

Every transaction I have made has been flawless over...

Every transaction I have made has been flawless over the last 5 years I have used paypal a few times a month. I have not been charged when ive used pay pal in 3 if there was not enough money when the debit was attempted. In terms of paypal credit, I have benefitted from 0% offers which has obviously left me repaying only what ive borrowed meaning i can pay the balance sooner. And lastly, refund notifications are sent the same day it is requested and the credit is always less than a week meaning, I have never had to chase Reviewed on: 21st July 2026

I started using PayPal about 15 years ago, and they'...

I started using PayPal about 15 years ago, and they've been getting better and better, improving and offering more. Their credit limits are sensible and manageable. The pay in 3 is a fantastic service. Reviewed on: 21st July 2026

Very good experiance no problems not had any issues

Very good experiance no problems not had any issues Reviewed on: 21st July 2026

It was alright.

It was alright. No dramas. It was free. It was instantaneous. Reviewed on: 21st July 2026

Very quick and safe transactions

Very quick and safe transactions Reviewed on: 21st July 2026

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