Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147634 reviews)

View other PayPal products

4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147634)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit was very helpful when I had to urgentl...

PayPal credit was very helpful when I had to urgently purchase a phone with the credit and with no interest as well I believe it is a very successful and helpful tool to use when making a big purchase and splitting the big payment into instalments. Reviewed on: 1st July 2026

Highly recommended

Good service I actually recommend all my relatives Reviewed on: 1st July 2026

I have had a good experience with PayPal no excessiv...

I have had a good experience with PayPal no excessive fees and everything is straight forward Reviewed on: 1st July 2026

Poor service

Really bad customer service no manners Reviewed on: 1st July 2026

It was very hard to obtain the credit increase from...

It was very hard to obtain the credit increase from PayPal Reviewed on: 1st July 2026

Is a safe space.

Is a safe space.never had issues only with ppl trying to scam me. Reviewed on: 1st July 2026

So straight forward and does the job when I need it.

So straight forward and does the job when I need it. If I can, I use PayPal for sending money to friends and family as it’s reliable and easy, absolutely hassle free Reviewed on: 1st July 2026

Always feel protected and safe when I see PayPal as...

Always feel protected and safe when I see PayPal as a payment option Reviewed on: 1st July 2026

Very good sevice arup

Very good sevicee good luck hope PayPal will focus customer satisfaction Reviewed on: 1st July 2026

Easy easy easy

Easy flexible, understanding fab Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78947 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub