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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I find paying with PayPal is easy and secure

I find paying with PayPal is easy and secure Reviewed on: 14th July 2026

Great experience easy and good to work with

Great experience easy and good to work with Reviewed on: 14th July 2026

Money had been taken out of my account even though t...

Money had been taken out of my account even though the order hadn’t gone through, I spoke customer service and my money was back in the bank straight away Reviewed on: 14th July 2026

Exellent

Exellent service ,always there to help if you have a problem with the item/seller Reviewed on: 14th July 2026

Very good very good very good very good

Very good very good very good very good Reviewed on: 14th July 2026

Fantastic PayPal

Very useful specially when you want to spread the coast of presents,flights or holidays.It’s fantastic option I would recommend to anyone.The 4 months no interest period is great but 6 months will be better! Reviewed on: 14th July 2026

PayPal for me over the years has been great and I fe...

PayPal for me over the years has been great and I feel safe when paying by PayPal. I know if anything goes wrong with the item or if there is a dispute with a refund PayPal has got my back. Reviewed on: 14th July 2026

I have been using PayPal credit for a long time and...

I have been using PayPal credit for a long time and I am very happy - I have never had a problem. Thanks to PayPal credit, I always have money. Reviewed on: 14th July 2026

Easy way to spread a bigger payment.

Easy way to spread a bigger payment. Reviewed on: 14th July 2026

Very flexible and easy to use.

Very flexible and easy to use. Highly recommend it for quick purchases. Reviewed on: 14th July 2026

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