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PayPal: PayPal Credit reviews

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4.90
Based on 110,061 reviews, last reviewed 18th May 2026
2730700% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security unmatched Papal has been my main source of payments for online purchases as the security level for purchases is unmatched Reviewed on: 18th May 2026
Emma S's avatar
Emma S

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110061)

Very helpful when you are struggling with cash

5
I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022
EmmanuelNnamdi Godwin's avatar
EmmanuelNnamdi Godwin

Help in times of emergency

5
I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022
Wisdom Dogbe's avatar
Wisdom Dogbe

Easy and safe to use

5
No problem way to purchase the big items Reviewed on: 13th June 2022
mike V's avatar
mike V

Excellent and more!!!

5
Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022
Dante's avatar
Dante

The best payment method for delayed payment online

5
I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022
Gee's avatar
Gee

Brilliant for an unplanned purchase

5
PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022
Kevucopia's avatar
Kevucopia

Interest free purchases.

5
4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022
Stuart Fielding's avatar
Stuart Fielding

Easy to use

5
Accepted everywhere and easy to manage Reviewed on: 13th June 2022
Julia Hanley-Gordon's avatar
Julia Hanley-Gordon

Easy

5
PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022
Sujin Lee's avatar
Sujin Lee

Good

4
I will recommend it to everyone Reviewed on: 13th June 2022
OkSiaw's avatar
OkSiaw

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