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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Comforting

Used it for yours, it's great comfort to know I have it Reviewed on: 16th April 2026

Great app always used PayPal.

Great app always used PayPal. Fast, efficient , reliable. Reviewed on: 16th April 2026

I've had a good experience to date with PayPal Credi...

I've had a good experience to date with PayPal Credit and it has become a very useful service to use every now and again. More regular updating of my balance or statements would be the only recommendation I would make. Reviewed on: 16th April 2026

issues on app late payment takenfrom direct debit

Some issues saying credit due when credit paid up and one established direct debit payment taken late leading to black mark on credit rating Reviewed on: 16th April 2026

Good, useful for spreading payments

Good, useful for spreading payments Reviewed on: 16th April 2026

A valuable and reliable resource

I've always appreciated the flexibilty offered by PayPal credit. One step removed from merchant and card provider provides added security and reassurance.. I am very satisfied overall. Reviewed on: 16th April 2026

Highly recommended for safe and secure online payments.

I feel very confident using PayPal because of my past experience. I once purchased items online from a company that turned out to be unreliable. After contacting PayPal, they handled the situation quickly and issued me a refund within hours. That experience really reinforced my trust in their service and buyer protection. Reviewed on: 16th April 2026

It is very easy to use paypal for online transaction...

It is very easy to use paypal for online transactions and refunds also. Can be linked to multiple cards and we get good spending points for reuse. Reviewed on: 16th April 2026

Useful and quick

easy to use and quick loading good app to use Reviewed on: 16th April 2026

As an avid PayPal user, theres nobody better.

As an avid PayPal user, theres not another provider I’d use. Reviewed on: 16th April 2026

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