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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good service.

Good service. Really helped me out when spreading costs, and easy to set up. Reviewed on: 16th April 2026

PayPal Credit is simply so straightforward to use.

PayPal Credit is simply so straightforward to use. No faffing about at all. They keep you updated on a consistent basis with everything. I have actually got other people to use it after what my experiences have been, and I am told by them that they are glad I did tell them. Great to have. Reviewed on: 16th April 2026

Simple and Supportive

PayPal is so easy to use and provides a range of payment options which has really helped me manage my purchases Reviewed on: 16th April 2026

Easy to use, hassle free

Easy to use, hassle free. Made things very simple to pay for items I did not wish to pay for immediately. Reviewed on: 16th April 2026

never had a problem with payments and refunds very q...

never had a problem with payments and refunds very quick on resolving problems Reviewed on: 16th April 2026

Always so helpful and efficient and a constant suppo...

Always so helpful and efficient and a constant support when needed . Excellent service, excellent provider ! Reviewed on: 16th April 2026

All good

Never had a problem always answered my questions Reviewed on: 16th April 2026

Excellent way to pay online

Its accepted on so many websites online, and means I dont have to give my bank card details. Reviewed on: 16th April 2026

PayPal has provided me with options and ease using t...

PayPal has provided me with options and ease using the app. I have purchase using different credit forms from credit card to 3 instalment plan and this has meant I have been able to spread the costs of products/services to meet my budget and needs. This has been revolutionary and easy to do. O stress! Reviewed on: 16th April 2026

Great service never a problem with it

Great service never a problem with it Reviewed on: 16th April 2026

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