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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use.

Easy to use. Never any problems with customer service. Always there at a touch of a button. Always so quick if you have a dispute. Payments, offers and schedules are clearly defined. Reviewed on: 16th April 2026

Been using Pal Credit for a number of years now.

Been using Pal Credit for a number of years now. It can be useful at times. A bit disappointed that my limit was reduced, but just one of those things, I guess. But yeah, happy with it, though. Reviewed on: 16th April 2026

Recomand paypal aplication good

Perfect using paypal god work aplication Reviewed on: 16th April 2026

No trouble at all 5 star service would recommend

No trouble at all 5 star service would recommend Reviewed on: 16th April 2026

gives me flexibility to pay back interest free

gives me flexibility to pay back interest free Reviewed on: 16th April 2026

Simplicity

Easy to navigate and customer service is very helpful Reviewed on: 16th April 2026

Perfectly easy to control

Easy and quick to pay for goods , if any problems fast and fair to sort out. Easy to track payments and balances on the app Reviewed on: 16th April 2026

Had been using Paypal for quiet few years now and ha...

Had been using Paypal for quiet few years now and had a really good experience with it. Customer service had been really good aswell all in all a good thing to have. Reviewed on: 16th April 2026

Seamless integration and great for spreading costs.

I’ve been using PayPal Credit for a while now and find it incredibly convenient for larger purchases. The 4-month 0% interest offer on purchases over £99 is a standout feature that helps with budgeting. The integration at checkout is seamless, and managing payments through the existing PayPal app is straightforward. Reviewed on: 16th April 2026

Second to none.

Second to none. Transactions simple and smooth. Reviewed on: 16th April 2026

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