Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

I like paypal credit and security guarantee

I like paypal credit and security guarantee Reviewed on: 16th April 2026

PayPal all the way

Never had any issues with PayPal, the odd occasion I have had an issue and opened a case with the 3 party. PayPal has resolved the problem in a timely manner. Reviewed on: 16th April 2026

Excellent service, I have used them for years.

Excellent service, I have used them for years. Reviewed on: 16th April 2026

PayPal have provided me with great flexible options...

PayPal have provided me with great flexible options for my purchases Reviewed on: 16th April 2026

The best by way far

I’ve been using PayPal Credit for a while now and honestly it’s been one of the easiest and most convenient ways to manage purchases. The application process was quick and straightforward, and everything is clearly laid out so you know exactly where you stand. I really like the flexibility it gives, especially being able to spread the cost when needed without any hassle. The app and online account are simple to use, payments are easy to make, and I’ve never had any issues with transactions. Customer service has also been helpful whenever I’ve needed support, which makes a big difference. Overall, it’s a reliable and stress-free way to handle payments, and I’d definitely recommend it to others. Reviewed on: 16th April 2026

PayPal the greatest

Have used PayPal for a long time both straightforward payments and the three payment options and have never had problems and when I had a dispute with a company PayPal sorted it and got my money back so will always use PayPal Reviewed on: 16th April 2026

Best way to pay online

Best way to pay online, safe, and updating with the time. Reviewed on: 16th April 2026

Convenient to pay

Convenient to pay but customer service is nowhere to be seen. Reviewed on: 16th April 2026

It’s awesome

I’m happy with PayPal credit. It’s helps me a lot when I need something Reviewed on: 16th April 2026

Great choice for security and confidence

Great choice as I want protection when ordering products from various places PayPal gives me that security and confidence Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub