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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

So easy to use and great benefits

So easy to use and great benefits Reviewed on: 16th April 2026

Easy and quick to use.

Easy and quick to use. Clear and concise recording to work out funds Reviewed on: 16th April 2026

I have been using PayPal now for a few years, and fi...

I have been using PayPal now for a few years, and find it quite easy to do, obviously I do try to keep on top of payments, but they are a business and I do find the interest is quite high, so I don’t use it as much as I would if interest lower or like other places you could get interest free for 12/18 months, I would be buying much more, Reviewed on: 16th April 2026

Good service and easy to yousing

Good service and easy to yousing Reviewed on: 16th April 2026

Been with them for years best credit company going

Been with them for years best credit company going Reviewed on: 16th April 2026

Nice option to pay without interest

Nice option to pay without interest Reviewed on: 16th April 2026

PayPal is amazing.

PayPal is amazing. been using it for years and years never had any problem , never changed only improved and got better Reviewed on: 16th April 2026

Convenient and easy to use

I’ve had a good experience with PayPal Credit so far. It’s easy to use, convenient for spreading payments, and integrates well with online shopping. The process is straightforward and helpful when managing larger purchases. Reviewed on: 16th April 2026

Provide best services overall

Provide best services overall, good pricing and value for money Reviewed on: 16th April 2026

Pay in 3 is great option to help with making some pu...

Pay in 3 is great option to help with making some purchases easier Reviewed on: 16th April 2026

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