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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

tap to pay option would be nice

I wish I could use PayPal like the iPhone Wallet, so I wouldn’t need to log in every time and could also use tap‑to‑pay for payments. But apart from that, happy to use their services since more than 15 years :) Reviewed on: 16th April 2026

Efficiency and understandable easy to use

Efficiency and understandable easy to use Reviewed on: 16th April 2026

Paypal easy to use

Never have problems and easy to use Reviewed on: 16th April 2026

I’ve had an excellent experience using PayPal.

I’ve had an excellent experience using PayPal. Their service is fast, reliable, and incredibly convenient, whether I’m sending money to friends or making online purchases. Transactions are processed smoothly, and I appreciate the strong security measures that give me peace of mind every time I use it. Reviewed on: 16th April 2026

I don’t even think about it.

I don’t even think about it. I see something I want then I buy thru PP, if they don’t accept PP i move on to someone that does, most companies accept it so no problems, easy and safe especially for old timers like me. Reviewed on: 16th April 2026

I personally think it’s the Best credit system goin...

I personally think it’s the Best credit system going and always very helpful if anything goes wrong Reviewed on: 16th April 2026

I’ve been using PayPal Credit for a while now, and o...

I’ve been using PayPal Credit for a while now, and overall I’m very satisfied with the service. It’s a convenient and flexible way to manage purchases, especially for larger expenses. The application process was quick and straightforward, and I received a decision almost instantly. One of the biggest advantages is the ability to spread payments over time, often with promotional interest-free periods, which really helps with budgeting. The integration with PayPal makes everything seamless—payments are easy to track, and managing the account through the app or website is simple and intuitive. Customer service has also been reliable whenever I’ve needed assistance, and I appreciate the transparency in terms and conditions—there are no hidden surprises if you stay on top of your payments. Overall, PayPal Credit is a great option for anyone looking for a flexible and user-friendly way to finance purchases. I would definitely recommend it to others. Reviewed on: 16th April 2026

Useful sometimes.

Become expensive, not accepting pay in 3 anymore… don’t know the reason. Reviewed on: 16th April 2026

A light and approachable platform for most things re...

A light and approachable platform for most things related to money Reviewed on: 16th April 2026

I've got different products I use with Paypal which...

I've got different products I use with Paypal which include Pay-in-3, Pay after 30 days, Paypal Card etc and they all serve different purposes for me and brilliantly. My experience with Paypal is nothing but excellent and above all, they are transparent. Reviewed on: 16th April 2026

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