Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143547 reviews)

View other PayPal products

4.73

Based on 143,547 reviews, last reviewed 20th Jun 2026

4262500% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had a problem and great offers . Never had a problem and great offers .I always use PayPal and PayPal credit . Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143547)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use, no problems at all

Very easy to use, no problems at all Reviewed on: 9th June 2026

So easy to use

So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026

Good to pay

I can pay by card for many things. Reviewed on: 9th June 2026

Amazing makes life so much simpler and such good rat...

Amazing makes life so much simpler and such good rate options too thank you sooooo much Reviewed on: 9th June 2026

Always had good experiences.

Always had good experiences. Never any issues and a convenient app to manage everything Reviewed on: 9th June 2026

Interest free pay later

Peace of mind when you making payments. Reviewed on: 9th June 2026

The best

Always there when I need it. Great service Reviewed on: 9th June 2026

Quick and easy to be approved.

Quick and easy to be approved. I wanted to buy my big ticket item using PayPal for added security. I didn’t quite enough funds so I went with the credit option. Very straightforward. Reviewed on: 9th June 2026

Trust brand

I use PayPal as I trust the brand Reviewed on: 9th June 2026

Excellent service, good value for money

Excellent service, good value for money Reviewed on: 9th June 2026

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub