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PayPal: PayPal Credit reviews

4.73
Based on 136,846 reviews, last reviewed 12th Jun 2026
3957600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

the ability to have 4 months at 0% means I have time... the ability to have 4 months at 0% means I have time to pay it all off without getting any extra added on Reviewed on: 12th June 2026
Tom S's avatar
Tom S

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136846)

They are just there for you and any problems they wi...

5
They are just there for you and any problems they will sort it out Reviewed on: 9th June 2026

Easy to use but difficult to cancel - should be easi...

4
Easy to use but difficult to cancel - should be easier ways to do this and clearer ways to reduce credit Reviewed on: 9th June 2026

Easy to use easy to pay

5
Easy to use easy to pay - quick & convenient helps me buy and pay off in instalments Reviewed on: 9th June 2026

Great product and easy to use

5
Ease of use and clear explanations about the repayment Reviewed on: 9th June 2026

PayPal credit review

5
Good offering of retailers and quick decision making Reviewed on: 9th June 2026

100% recommended for businesses

5
PayPal is very much safe and easy to use Reviewed on: 9th June 2026

A secure means for money transactions

5
I have used PayPal for a number of years now and find it a very convenient way to pay and receive money. It is also a secure way of doing transactions which is a must for peace of mind in this day and age. Reviewed on: 9th June 2026

I feel my money transactions are safe

5
I feel my money transactions are safe Reviewed on: 9th June 2026

Easy to use, great interest rates

5
Easy to use, great interest rates Reviewed on: 9th June 2026

Good customer service.

5
Good customer service. Handy way to pay as a lot of places support paypal payments. Interest rates are reasonable. Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review