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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136799 reviews)

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4.73

Based on 136,799 reviews, last reviewed 12th Jun 2026

3955350% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent feature that just plain and simply put... An excellent feature that just plain and simply put comes in handy when you need it most! Using the app you’re able to keep an eye on what you owe, an... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136799)

I waste too much money so I don't like it

I waste too much money so I don't like it Reviewed on: 9th June 2026

Great and easy to use so many retailers

Great and easy to use so many retailers Reviewed on: 9th June 2026

Great Flexible Credit Option

PayPal Credit has been easy to use and gives me extra flexibility when making purchases. The application process was straightforward, payments are simple to manage, and it has helped me spread the cost of larger purchases when needed. Overall, a positive experience. Reviewed on: 9th June 2026

It’s a brilliant option to pay upfront.

It’s a brilliant option to pay upfront. I can pay in 4 instalments without being charged interest rate. That suits my situation and my pocket. I can pay for the things I need to buy and when finished paying don’t have to think again. Reviewed on: 9th June 2026

Always friendly and helpful staff no AI here just hu...

Always friendly and helpful staff no AI here just humans, great features to help spread cost Reviewed on: 9th June 2026

Great financial services

PayPal is quick and easy to use and available in most shops! I just wish it was available for Amazon! Reviewed on: 9th June 2026

I have had good and bad experience with PayPal

I have had good and bad experience with PayPal, and in the main they provide a good service. It is easy to use their facility and in the main I feel safe doing so. Reviewed on: 9th June 2026

They are very friendly, polite, helpful with any of...

They are very friendly, polite, helpful with any of your concerns and they will act on it straight away Reviewed on: 9th June 2026

it fantastic amazing

Loved it fantastic amazing…………. Xx x x x Reviewed on: 9th June 2026

I've always had a positive experience with PayPal.

I've always had a positive experience with PayPal. I use the 3 months interest free option all the time and find it really easy to use. Reviewed on: 9th June 2026

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