Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136721 reviews)

View other PayPal products

4.73

Based on 136,721 reviews, last reviewed 12th Jun 2026

3951850% increase in 5 star reviews

in the past 90 days

11000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing very easy and straight forward Amazing very easy and straight forward Reviewed on: 12th June 2026

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136721)

Always simple, easiest and safest way to pay

Always simple, easy to use and fantastic value with different interst free options to pay. If anything goes wrong they have an excellent dispute process that really focuses the supplier’s mind on sorting out the problem. Reviewed on: 9th June 2026

PayPal are amazing and have really helped me out

PayPal are amazing and have really helped me out Reviewed on: 9th June 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases has been really helpful. I especially like that many purchases over a qualifying amount can be paid over several months with promotional financing options, which gives extra flexibility when budgeting. Payments are easy to manage through my PayPal account, and I can see my balance, statements, and payment due dates all in one place. The service integrates seamlessly with online shopping, making checkout quick and convenient. As with any credit product, it’s important to understand the terms and make payments on time, but overall I’ve found PayPal Credit to be a useful and convenient way to manage larger purchases and cash flow. I would recommend it to anyone who regularly shops online and wants a flexible payment option. Reviewed on: 9th June 2026

Easy to use and very convenient

Easy to use and very convenient, with good options to manage your payments. The payment process is smooth and the app makes it easy to view and manage your PayPal account. Reviewed on: 9th June 2026

Very useful and effective service.

Really simple, straight forward experience. No issues, great, effective service. Provided me with everything I needed. Reviewed on: 9th June 2026

Used PayPal for over 15 years- credit options spread...

Used PayPal for over 15 years- credit options spreading costs really help out Reviewed on: 9th June 2026

Easy to use.

Easy to use. Great it’s available to purchase with on more places now Reviewed on: 9th June 2026

a great product.

PayPal credit has been a fantastic product for online purchases. It's easy to use and fast payment. I feel PayPal is a very trusted company due to its long history in online purchasing. Reviewed on: 9th June 2026

Perfect PayPal ..

Great methods of payment also easy to use always helpful and friendly Reviewed on: 9th June 2026

Great Experience

Always a great experience excellent service easy to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3747 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 68587 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub