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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136655 reviews)

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4.73

Based on 136,655 reviews, last reviewed 12th Jun 2026

3949050% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had problems from the beginning Never had problems from the beginning Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136655)

Reliable and easy to use

I have been using PayPal for several years and have found it to be a convenient and secure way to make payments online. Transactions are usually quick, and I appreciate the buyer protection offered on eligible purchases. The app is easy to use, and transferring money between accounts is straightforward. Overall, a reliable service that I use regularly. Reviewed on: 9th June 2026

Excellent

Excellent fast and easy payment option Reviewed on: 9th June 2026

Pay pal is amazing to use as it gives you protection...

Pay pal is amazing to use as it gives you protection when buying online and very easy to use Reviewed on: 9th June 2026

PayPal allows me to be more flexible than the other...

PayPal allows me to be more flexible than the other providers. There are many way to use that payment method. Reviewed on: 9th June 2026

Cancelling credit cards is made rather difficult

Cancelling credit cards is made rather difficult with the inability to pay off then freeze the card so no more purchases can be made on the card you have to attempt to remove all outgoings from that card then hope you didnt miss one or the card cannot be cancelled Reviewed on: 9th June 2026

PayPal's different ways of paying bills really helps...

PayPal's different ways of paying bills really helps me especially the pay in 3 Reviewed on: 9th June 2026

Very positive, everything is so easy to use

Very positive, everything is so easy to use Reviewed on: 9th June 2026

Love it so easy to you and makes budgeting...

Love it so easy to you and makes budgeting possible Reviewed on: 9th June 2026

PayPal is a lifesaver.

PayPal is a lifesaver. Very reliable and rewarding Reviewed on: 9th June 2026

Logging in is bizarre and glitchy

Logging in is bizarre and glitchy Reviewed on: 9th June 2026

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