Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136572 reviews)

View other PayPal products

4.73

Based on 136,572 reviews, last reviewed 12th Jun 2026

3945350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

9 out of 10 you can speak to an agent that resolves... 9 out of 10 you can speak to an agent that resolves the issue in hand. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136573)

Great in every way

It's easy to use, straightforward and secure. Reviewed on: 9th June 2026

Its widely used and making payments are fast and safe.

Its widely used and making payments are fast and safe. Reviewed on: 9th June 2026

Always a way to pay - now, later, big, small

I use for all major purchases - usually split interest free over 4 months - and lots of little bits that come straight from my bank account a few days later. Good mix of purchases and always an option how to settle Reviewed on: 9th June 2026

Easy to use , reminders my payment needed , handy in...

Easy to use , reminders my payment needed , handy in some situations Reviewed on: 9th June 2026

5 star always

Great experience continuously, helpful advisers that have been trained to a high standard to support any query quickly. Reviewed on: 9th June 2026

Easy to use, convenient, widely accepted for

Easy to use, convenient, widely accepted for Reviewed on: 9th June 2026

I have been using PayPal for several years.

I have been using PayPal for several years. The credit facility, PayPal card and options to pay are truly incredible. I use it everyday. Reviewed on: 9th June 2026

My go to default payment method, trusted

Getting through to PayPal can be difficult, long waits or just poor service deffinatly needs improved training and more efficient service Reviewed on: 9th June 2026

Easy to use and very good at buying things and being...

Easy to use and very good at buying things and being protected Reviewed on: 9th June 2026

Great way to pay for goods and service

Great way to pay for goods and service Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 68449 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub