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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136956 reviews)

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4.73

Based on 136,956 reviews, last reviewed 12th Jun 2026

3962650% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great experiences whenever I do credit payments Great experiences whenever I do credit payments Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136956)

Not the go to credit card

Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026

Trusted, Secure and Easy to Use

I've been using PayPal for several years and have always found it to be a secure, reliable, and convenient way to make payments online. Transactions are quick and easy, and the buyer protection gives me added confidence when shopping. The app is straightforward to use, and I appreciate being able to manage payments and transfers in one place. Overall, an excellent service that makes online payments simple and hassle-free. Reviewed on: 9th June 2026

y to use and very quick to sort out ny problems...

Easy to use and very quick to sort out any problems with items bought through them with positive outcomes Reviewed on: 9th June 2026

Must-have tool.

I always use Paypal in my daily routine. It's very useful. Reviewed on: 9th June 2026

PayPal credit

Always used very good. Like that you pay one sum on multiple items Reviewed on: 9th June 2026

Very easy process to apply for credit, with a very q...

Very easy process to apply for credit, with a very quick decision Reviewed on: 9th June 2026

I hope you'll never change

I'm with PayPal for some time, I also use other similar services but this one is the best so far Reviewed on: 9th June 2026

I don't have any problems.

I don't have any problems. I have a lot of satisfaction using your services Reviewed on: 9th June 2026

Made life easier

Helped me with Christmas, holidays and also unforeseen issues that need fixing Reviewed on: 9th June 2026

I use PayPal for the majority of my online purchases.

I use PayPal for the majority of my online purchases. I am confident in the knowledge that I am protected as I have had to use PayPal resolution on a number of occasions which has been excellent. The pay in 3 and 4 months interest free credit features are a fantastic deal. Can’t fault them. Reviewed on: 9th June 2026

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