Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137012 reviews)

View other PayPal products

4.73

Based on 137,012 reviews, last reviewed 12th Jun 2026

3965300% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very simple a mist have for people w... Easy to use and very simple a mist have for people with busy lives and need that PayPal credit help Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (137012)

I like the pay in 3 credit,

I like the pay in 3 credit, spreads out the cost but doesn’t take forever to pay off debt Reviewed on: 9th June 2026

It's so accessible and so convenient

It's so accessible and so convenient Reviewed on: 9th June 2026

Fast and easy

Fast and easy. Hhg Reviewed on: 9th June 2026

Great experience.

Great experience. Very easy to use. Enables big ticket purchases to pay off overtime Reviewed on: 9th June 2026

Convenient, quick and straightforward

Convenient, quick and straightforward Reviewed on: 9th June 2026

Reliable and trustworthy .

I have used paypal for a long time and i would recommend paypal for everyone. Customer service is very efficient and always willing to help when you need. Reviewed on: 9th June 2026

Easy to use PayPal, love pay in 3 and credit if needed.

Easy to use PayPal, love pay in 3 and credit if needed. Use PayPal for purchases online as an extra safely net. Reviewed on: 9th June 2026

Excellent service

My experience with paaypal credit has been excellent, it has given me an opportunity to make my house a home while building up my credit score, I have been able to buy things for my home that I never thought were possible and it has been so easy to keep track of my spending...great service Reviewed on: 9th June 2026

Charges sometimws

I love e erything but I dont understand the charges sometimes Reviewed on: 9th June 2026

Great severe

Had nothing but good experience with PayPal all easy to use It a great service to have im vert happy with PayPal Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.72 from 3747 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 68806 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub