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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147682)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great, simple and straightforward

5
Great, simple and straightforward Reviewed on: 1st July 2026

I started using Paypal for a safe online shopping in...

5
I started using Paypal for a safe online shopping instead of inputting my bank details in online shops. Now I am enjoying the interest free pay in 3 a lot Reviewed on: 1st July 2026

Always helped with any issues.

5
Always helped with any issues I had with bad sellers. Reviewed on: 1st July 2026

Long time user

5
Ive used paypal since 2004 I believe when I joined ebay. I've used PayPal for purchases and small credit purchases ever since. So easy and straight forward. The fact I can make additional payments is easy and the interest free period is enough where it doesn't cost the party in interest, makes those little treats in reach Reviewed on: 1st July 2026

Pay Pal Credit

5
Been using Pay Pal for the last decade ans its never disappointed. Easy to use payment platform and truly love paypal credit as I can spread the payments.Ive had queit a few great holidays because ive used Pay Pal Credit. Highly recommend. Reviewed on: 1st July 2026

PayPal is very good and convenient easy to use and n...

5
PayPal is very good and convenient easy to use and now with the option for a virtual card makes it even better Reviewed on: 1st July 2026

I love to use PayPal it is so easy

5
I love to use PayPal it is so easy Reviewed on: 1st July 2026

Always easy to use, many options for all types of pa...

5
Always easy to use, many options for all types of payments - flexible payment helps so much Reviewed on: 1st July 2026

Terrific short time credit

5
PayPal Credit is a very smart way of granting credit to loyal customers. It enables me to pay and receive an important item now and settle the account within 4 months without stress. Reviewed on: 1st July 2026

PayPal service centre deals with the disputes in a q...

5
PayPal service centre deals with the disputes in a quick and efficient manner. Reviewed on: 1st July 2026

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