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PayPal: PayPal Credit reviews

4.90
Based on 106,988 reviews, last reviewed 14th May 2026
2590200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good finsnce Its easy and all in 1 place making money management less complicatef Reviewed on: 14th May 2026
Linda A's avatar
Linda A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106988)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Best very good very good best.

5
Best very good very good best. Grade campaigning grade communities Reviewed on: 13th May 2026

Great interest free options for large purchases

5
Great interest free options for large purchases Reviewed on: 13th May 2026

I am very happy with the paypal app, service and cus...

5
I am very happy with the paypal app, service and customer service. I like the payment choices given and they suit my needs. I also feel it is a secure and safe app to use for credit, where if there are any concerns the customer service team help to resolve any issues quickly. Reviewed on: 13th May 2026

Great quick and easy to use day by day really useful...

5
Great quick and easy to use day by day really usefull install payment option is just wonderful Reviewed on: 13th May 2026

Paypal helped me paying for stuff that I needed.

5
Paypal helped me paying for stuff that I needed.But I didn't have the money to pay for the olympic Reviewed on: 13th May 2026

I’m very happy with PayPal credit it’s help me so mu...

5
I’m very happy with PayPal credit it’s help me so much in my hard times Reviewed on: 13th May 2026

Its safe, and has many options to pay.

5
Its safe, and has many options to pay.I use PayPal credit and debit for ally transactions as I feel its safe and secure. Reviewed on: 13th May 2026

Easy to use

5
Easy to use and very helpful . I can use any where Reviewed on: 13th May 2026

Simply the best and had a seamless experience with t...

5
Simply the best and had a seamless experience with the service. Impeccable Reviewed on: 13th May 2026

Excellent

5
My experience with PayPal as been always excellent Reviewed on: 13th May 2026