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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have never had a problem when contacting customer...

5
I have never had a problem when contacting customer support they are polite curtious and very efficient and helpful. The app is top notch and very easy to use would recommend it to family and friends. Reviewed on: 14th July 2026

Its just helped with my credit rating

5
Its just helped with my credit rating Reviewed on: 14th July 2026

Always given me piece of mind and it works considera...

5
Always given me piece of mind and it works considerably well for me,any problems I've had always happy to help out. Reviewed on: 14th July 2026

I have been using paypal credit for a long time with...

4
I have been using paypal credit for a long time with few problems Reviewed on: 14th July 2026

My only worry are the cost of charges, I usually pay...

5
My only worry are the cost of charges, I usually pay my card off every month, but when I was away I paid but must've messed up somewhere in my timings. Reviewed on: 14th July 2026

PayPal have been amazing ive been with them for year...

5
PayPal have been amazing ive been with them for years and they have been very helpful Reviewed on: 14th July 2026

Always provide excellent service and dont need to gi...

5
Always provide excellent service and dont need to give bank details to anyone you pay which these days is important Reviewed on: 14th July 2026

Easy to use

5
Easy to select as an option, clear instructions on repayment, easy to adjust direct debit, easy to make one off payments Reviewed on: 14th July 2026

Love PayPal.

5
Love PayPal. If a place don’t have PayPal I don’t trust to spend Reviewed on: 14th July 2026

Never had a problem

5
Never had a problem. Any issues dealt with swiftly , including refunds and cancelling online subscriptions set up due to my naivety Reviewed on: 14th July 2026

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