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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,719 reviews, last reviewed 15th Jun 2026
4088550% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal makes shopping easy Using PayPal makes shopping easy and enables me to manage my pension when purchasing gifts for friends & famand household items. Reviewed on: 15th June 2026
Jennifer Leads's avatar
Jennifer Leads

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139720)

Easy to use, stress free only complicated when there...

5
Easy to use, stress free only complicated when there is an issue Reviewed on: 9th June 2026
Ash's avatar
Ash

I have used PayPal for years

5
I have used PayPal for years, this is the first time for Paypal credit, and it ran smoothly Reviewed on: 9th June 2026
Suzanne B's avatar
Suzanne B

Outstanding Customer Service Experience

5
They went above and beyond to recover my money when the supplier did not deliver what I ordered. They kept me up to date on the progress until the issue was resolved. Reviewed on: 9th June 2026
Fab Zi's avatar
Fab Zi

Love the interest free for 4 months

5
So far so good. The interest free for 4 months is very nice Reviewed on: 9th June 2026
Wayne D's avatar
Wayne D

Paypal credit is fantastic

5
Paypal credit has been an invaluable thing for me, it has helped me buy things I could never of bought in 1 go. Reviewed on: 9th June 2026
Alan58's avatar
Alan58

PayPal is essential

5
PayPal is essential for making purchases on Ebay and PayPal credit is useful for purchasing more expensive items Reviewed on: 9th June 2026
Adrian's avatar
Adrian

PayPal is the best

5
PayPal's interest rates are the best , they have made such amazing progress that they provide a better service than most banks , and as such stand as leaders in a competitive market. Reviewed on: 9th June 2026
Antonia Duffy's avatar
Antonia Duffy

always easy to use, helpful customer service

5
always easy to use, helpful customer service Reviewed on: 9th June 2026
Karina C's avatar
Karina C

It's a very handy way to spread the cost of a purchase.

5
It's a very handy way to spread the cost of a purchase. Reviewed on: 9th June 2026
Patricia A's avatar
Patricia A

it's very simple to understand and very easy to use!

5
it's very simple to understand and very easy to use! Reviewed on: 9th June 2026
William Lamont's avatar
William Lamont

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