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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Mostly, great! Mostly... All of the straight forward things you want to do are very straight forward. A bit of a search and away you go. But every now and then, you need som... Read more Reviewed on: 15th June 2026
Nathan M's avatar
Nathan M

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (139976)

Great service all round!

5
Great service all round! It’s safe, user friendly and a great way to utilise interest free credit Reviewed on: 9th June 2026
Amadeus M's avatar
Amadeus M

Very good instants always available

5
Very good instants always available Reviewed on: 9th June 2026
Javed S's avatar
Javed S

Genuinely positive customer experience

5
Using PayPal Credit has always given me a genuinely positive customer experience because it feels quick, secure and reassuring. I appreciate being able to make larger purchases safetly ands be able to pay it back over a longer period. I also like being able to complete a purchase with just a few familiar steps, without repeatedly entering card details or personal information. I feel satisfied as a user of the service and would highly recommend it! Reviewed on: 9th June 2026
Stefan S's avatar
Stefan S

Confidence in excellence

5
I have confidence in using PayPal and have always had excellent support, when needed. Reviewed on: 9th June 2026
Margaret B's avatar
Margaret B

So convenient and always easy and ready to use.

5
So convenient and always easy and ready to use. Love the privacy and not having to input card details every time I use it. Reviewed on: 9th June 2026
Deryn Thomas's avatar
Deryn Thomas

Quick to Sort Issues

5
When I have had any issues PayPal have supported me efficiently and kept me updated all the way. Reviewed on: 9th June 2026
Julie A's avatar
Julie A

Its smooth and easy to use.

5
Its smooth and easy to use. I have been using it for years, and never had an problems. Reviewed on: 9th June 2026
Donna H's avatar
Donna H

Great experience

5
I’ve had a positive experience with PayPal Credit. The application was simple, the account is easy to manage, and the flexibility to spread payments has been very helpful. Everything has worked smoothly, making it a convenient and reliable service. Reviewed on: 9th June 2026
Ewan T's avatar
Ewan T

Fantastic

5
Excellent rewards and easy to use Reviewed on: 9th June 2026
Graham Williams 's avatar
Graham Williams

Been a customer for years and never had any problems...

5
Been a customer for years and never had any problems, safe and secure Reviewed on: 9th June 2026
robin banks's avatar
robin banks

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