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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,113 reviews, last reviewed 15th Jun 2026
4106800% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow payment plans with reminders, an easy... Easy to follow payment plans with reminders, an easy way to afford things you normally wouldnt Reviewed on: 15th June 2026
Rebecca g's avatar
Rebecca g

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140113)

easy to use and efficient in all aspects

5
easy to use and efficient in all aspects Reviewed on: 9th June 2026
john w's avatar
john w

Simple and handy

5
Clear and seamless interface. Credit options are useful. Reviewed on: 9th June 2026
Pradeep Saminathan's avatar
Pradeep Saminathan

Never had an issue, easy to use and convenient.

5
Never had an issue, easy to use and convenient. Reviewed on: 9th June 2026
Emma m's avatar
Emma m

Paypal credit has given me more room to breath on la...

5
Paypal credit has given me more room to breath on larger more expensive purchases in times when money has been tight, it's really helped me out. Its an easy affordable process. Reviewed on: 9th June 2026
LadyB's avatar
LadyB

Easy to use, quick with responses- highly recommend...

5
Easy to use, quick with responses- highly recommend to friends and family. Reviewed on: 9th June 2026
Christopher E's avatar
Christopher E

PayPal is so easy and very convenient to use.

5
PayPal is so easy and very convenient to use. It saves time not having to enter my bank card details every time I purchase something and I feel it is very safe and secure. Reviewed on: 9th June 2026
David S's avatar
David S

PayPal gives me peace of mind.

5
PayPal is so easy to use. Very trustworthy which gives me peace of mind. Reviewed on: 9th June 2026
Elaine Mitchell's avatar
Elaine Mitchell

There is a reason Paypal has stood the test of time

5
Paypal is still the dominant internet based, cash transfer website/application since the beginning of the modern internet because It gets the job done, offers features and reward schemes that are actually useful and their customer service has always been helpful whenever I've needed them. Reviewed on: 9th June 2026
M Q's avatar
M Q

Pay in 3

5
Friendly staff and very helpful . Fast service Reviewed on: 9th June 2026
somchai tongdee's avatar
somchai tongdee

It was easy to set up and easy to arrange payments for.

4
It was easy to set up and easy to arrange payments for. Can pay off big amounts if you want to as well as the basic amount Reviewed on: 9th June 2026
Kayleigh G's avatar
Kayleigh G

Review PayPal: PayPal Credit now

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