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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140201 reviews)

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4.73

Based on 140,201 reviews, last reviewed 15th Jun 2026

4110600% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Any problems I have had was resolved Any problems I have had was resolved Reviewed on: 15th June 2026

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140201)

Easy to use great at Christmas so you keep a track o...

Easy to use great at Christmas so you keep a track of what you’ve spent! Reviewed on: 9th June 2026

Brilliant Service.

Easy to use, straight forward and staff always helpful. Pay in 3 or Pay in 4 months options really useful. Reviewed on: 9th June 2026

Borrowing with no interest is very helpful and fair .

Borrowing with no interest is very helpful and fair . Stops spiralling debt. Enables further spending..Would definitely recommend to friends and family. Reviewed on: 9th June 2026

straightforward process

Very straightforward process - would definitely recommend. Reviewed on: 9th June 2026

I really Nice using it, it really helps

I really Nice using it, it really helps Reviewed on: 9th June 2026

PayPal Credit allows me to buy items I need Affordable

PayPal credit puts many needed or desirable but expensive items within the reach of ordinary people like me. It is easy to Apply for. I particularly like bot PayPal and Paypal credit because it means I do not have to give out my Debit Card details to too many people, which in these days of increasing 'Identity Theft' gives me a sense of security and peace of mind. Reviewed on: 9th June 2026

PayPal credit came to my rescue when I needed an eme...

PayPal credit came to my rescue when I needed an emergency fund to sort out a payment. The process for acquiring my credit was very straightforward and smooth Reviewed on: 9th June 2026

I have used Paypal Credit for a number of years now...

I have used Paypal Credit for a number of years now,and if you have a problem with a consumer,as I did last week,Paypal overall is a SUPERB company that get's matter resolved literally instantly..It always gives me great re-assurance when making purchases through Paypal,they are a Top company in my opinion. Reviewed on: 9th June 2026

Excellent service and great price

Excellent service and great price Reviewed on: 9th June 2026

Paypal give excellent service gives you the choice t...

Paypal give excellent service gives you the choice to pay within a certain time without having to pay any interest would highly recommend PayPal so easy to use the app and customer services are always polite and very helpful Reviewed on: 9th June 2026

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