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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,261 reviews, last reviewed 16th Jun 2026
4113400% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I know when I buy something thought PayPal if someth... I know when I buy something thought PayPal if something goes wrong they will investigate and I'll get my money back Reviewed on: 16th June 2026
Yvonne P's avatar
Yvonne P

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140261)

very high level

5
Experience to a very high level in all areas Reviewed on: 9th June 2026
jacqulinestephenson@gmail.com's avatar
[email protected]

Good interest free options and g

4
Good interest free options and g Reviewed on: 9th June 2026
Jim Widdett's avatar
Jim Widdett

Since I started using PayPal, my experience has been...

5
Since I started using PayPal, my experience has been excellent. The platform is reliable, user-friendly, and all my transactions have been processed smoothly. The credit facility has been particularly helpful, providing flexibility and support when needed. Overall, it has been a valuable financial tool that I can confidently recommend. Reviewed on: 9th June 2026
Sidon M's avatar
Sidon M

It’s honestly brilliant, especially since being out...

5
It’s honestly brilliant, especially since being out the physical card. The only downside is I wish it showed and allowed us to pay off our normal credit separately to our promotions Reviewed on: 9th June 2026
Bradley C's avatar
Bradley C

I always use paypal and pay in 3 and credit ate very...

5
I always use paypal and pay in 3 and credit ate very handy to get stuff and spread the cost Reviewed on: 9th June 2026
Ivan's avatar
Ivan

Convenient and simple to use

5
I have never found PayPal anything other than extremely convenient, simple to use and super responsive to my needs. Exchanging money between me and my friends, and paying for stuff when there is no card reader, paying for stuff online and ordering takeaways have all been enabled or made easier by PayPal. Reviewed on: 9th June 2026
Rankin Miss's avatar
Rankin Miss

Excellent secure service

5
Paypal gives you confidence that your money and payments are safe and they are quick to deal with any discrepancies. Reviewed on: 9th June 2026
Sandra W's avatar
Sandra W

Convenient

5
Easy to use and gives me peace of mind when ordering online Reviewed on: 9th June 2026
Ellen B's avatar
Ellen B

So easy to use, easy to apply.

5
So easy to use, easy to apply. Makes spreading the cost of purchases achievable so if youre waiting for pay day its a great option when those sneaky purchases creep up on you. i will be glad to be able to use it Reviewed on: 9th June 2026
Emma Starling's avatar
Emma Starling

Straight forwards, easy to use, simple to manage

5
Straight forwards, easy to use, simple to manage Reviewed on: 9th June 2026
DavidS's avatar
DavidS

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