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PayPal: PayPal Credit reviews

4.73
Based on 139,490 reviews, last reviewed 15th Jun 2026
4078350% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely amazing service! Absolutely amazing service! Iam using PayPal many years and so pleased. Reviewed on: 15th June 2026
Madinat Beare 's avatar
Madinat Beare

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139490)

I find PayPal accessible, easy to use and flexible t...

5
I find PayPal accessible, easy to use and flexible to my needs as a customer. It helps me to balance out my finances without stress or overwhelm. PayPal credit is helpful especially when there are last minute emergencies. I know I can cover unexpected expenses financially and pay off my credit with ease. Reviewed on: 9th June 2026

An honest review from a consumer perspective.

5
PayPal credit is extremely useful for most situations especially online purchase, where use of PayPal is prolific and widespread. PayPal offer a generous credit limit with a variety of payment methods that are flexible on their due date. I highly recommend PayPal credit to prospective customers. Reviewed on: 9th June 2026

Easy and convenient great service

5
Easy and convenient great service very handy Reviewed on: 9th June 2026

never have any issues!

5
never have any issues, easy to use, explained well Reviewed on: 9th June 2026

Fantastic offers.

5
Fantastic offers. Love pay in 3 and pay later options Reviewed on: 9th June 2026

Ive used PayPal for a long time i will highly recommend

5
Ive used PayPal for along time now and it has saved me quite alot. I have bought large and small items through PayPal and this has been a life line when the items i wanted to buy but couldnt afford at the time but then went in a sale, i used PayPal credit and this has helped me massively. Paypal offer different payment methods which would suit just about everyone. I have recommended PayPay to friends and relatives and their experience was brilliant they couldnt believe how easy it was and no interest on short term payment methods.THank you. Reviewed on: 9th June 2026

Always easy and safe to use PayPal...

5
Always easy and safe to use PayPal, takes away worries of shopping online Reviewed on: 9th June 2026

PayPal is reliable and safe.

5
PayPal is reliable and safe. Also any issues very easy to contact them and get a solution. Reviewed on: 9th June 2026

"PayPal is my go-to for online purchases because of...

4
"PayPal is my go-to for online purchases because of the peace of mind it offers. I love that my financial details are kept private from the sellers, and their buyer protection gives me complete confidence when buying things online." Reviewed on: 9th June 2026

Very good and secure

5
Very good and very trustworthy east to use Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review