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PayPal: PayPal Credit reviews

4.73
Based on 139,432 reviews, last reviewed 15th Jun 2026
4075700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit . A credit to Paypal I have had many things using PayPal credit . An easy and smooth way of doing things . I use it as and when I need to . Would recommend 100%. Reviewed on: 15th June 2026
Mark g's avatar
Mark g

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139432)

Good app, used for almost 20 years

5
Good app, used for almost 20 years Reviewed on: 9th June 2026

Very good service highly recommend

5
Very good service highly recommend Reviewed on: 9th June 2026

I have received my refunds easily even when the supp...

5
I have received my refunds easily even when the supplier didn't want to refund. After speaking to customer care team explaining everything I got my refunds within 3 working days. I prefer buying with PayPal as no one can get my bank details. Reviewed on: 9th June 2026

Excellent!

5
Excellent! PayPal are always on hand for anything you need and everything is so simple to understand. Reviewed on: 9th June 2026

They offer a great variety of payment options.

5
They offer a great variety of payment options. Personal favourite is the 0% for 4 months on transactions over £100 Reviewed on: 9th June 2026

Very handy and easy to use.

5
Very handy and easy to use. Can be used most places amd added to phone so no need for a card Reviewed on: 9th June 2026

Always good, reasonable and works around me

5
Always good, reasonable and works around me Reviewed on: 9th June 2026

It’s been every good, good features and very good ex...

5
It’s been every good, good features and very good experience. The app is very good at telling you your balance and upcoming charges. They have every good communication with email. Very intuitive to use especially easy to use at check oht Reviewed on: 9th June 2026

Only just started but so far I have no complaints it...

5
Only just started but so far I have no complaints it’s been really easy to use Reviewed on: 9th June 2026

The shoppers friend.

5
If I need a big ticket item I know that PayPal is there to help me spread the cost. PayPal gives me the option of more time to pay or pay in 3 instalments, interest free. I have , and continue to, use it on a regular basis. It’s a massive help to me. Thank you PayPal. Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review