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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139354)

Simple and straightforward

Simple and straightforward, easy to see what’s available, owed, due dates, etc. Reviewed on: 9th June 2026

Kate I’ve been with Paypal for a number of years.

I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

Amazing !

Amazing , flexible and useful. Would recommend to all friend and family Reviewed on: 9th June 2026

Simplicity and clarity are all that are required .

Simplicity and clarity are all that are required .... all at the push of a button. Reviewed on: 9th June 2026

Brilliant service, great products and easy to use

Brilliant service, great products and easy to use Reviewed on: 9th June 2026

Very easy process, everything is laid out and fully...

Very easy process, everything is laid out and fully understandable. Great service that comes in handy when you need it. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Didn’t have a chance to deal with customer service yet which I think is positive thing :) Reviewed on: 9th June 2026

Customer Service Review

Experience with PayPal has been good so far Reviewed on: 9th June 2026

I can always rely on PayPal

I can always rely on PayPal if I’ve been scammed or if I’ve received a product and it’s been faulty PayPal’s always for for me and it’s like that extra insurance using PayPal. It’s safe and it’s really genuine and honestly it’s the main method of payment that I use on all online transactions. Reviewed on: 9th June 2026

Great service!

Great service! And most of all Secure!Very easy to use also... Reviewed on: 9th June 2026

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