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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139237)

Great company.

5
Everything I have used PayPal for so far has been great from Crypto to Credit card. So easy to understand and use. Customer service was very helpful when I queried something I was not quite sure about. All in all PayPal is a smart choice. Reviewed on: 9th June 2026
Marshal's avatar
Marshal

I love the confidence you get by using Paypal

5
I love the confidence you get by using Paypal and the seamless way of paying and doing your information is secure Reviewed on: 9th June 2026
David S's avatar
David S

Excellent

5
Always used PayPal, easy to use and get useful notifications. Excellent service, never had any problems Reviewed on: 9th June 2026
Natalie B's avatar
Natalie B

Great way to pay

5
Lots of retailers accept and good way to spread payments interest free Reviewed on: 9th June 2026
Rich 's avatar
Rich

The incredible PayPal credit!

5
At a time when you need money the most, PayPal credit is always readily available and their terms are fabulous. Further more they always keep you upto date with excellent communication. I love PayPal credit! Reviewed on: 9th June 2026
Wiri Makate's avatar
Wiri Makate

a really positive experience

5
Using PayPal Credit has been a really positive experience for me. It’s straightforward and easy to set up, and once you’re approved, you can start using it almost immediately for online purchases. What I like most is how flexible it is — especially the option to “Pay in 3,” which lets you split payments into smaller, manageable chunks without feeling stretched financially. The process is smooth at checkout, and everything is clearly laid out so you know exactly what you’re paying and when. It’s also helpful to have the option of longer-term credit for bigger purchases, which can make things more affordable over time if you budget properly. Overall, it’s a convenient and user-friendly way to spread the cost of purchases without hassle, and it gives a bit more breathing room compared to paying everything upfront. Reviewed on: 9th June 2026
James Bowman's avatar
James Bowman

Confident, secure method of paying with a great app.

5
Confident, secure method of paying with a great app. Reviewed on: 9th June 2026
John S's avatar
John S

Great communication

5
Quick and efficient with payments, great communication, always kept up to date with all relevant information Reviewed on: 9th June 2026
Roxie's avatar
Roxie

Great experience

5
So far had a great experience, have only needed to contact customer service once but found them very helpful. Reviewed on: 9th June 2026
K Wright's avatar
K Wright

PayPal Fantastic

5
I have had a positive experience using PayPal for online transactions. The platform is easy to use, secure, and widely accepted by many businesses worldwide. Sending and receiving payments is straightforward, and the buyer protection feature provides additional peace of mind when shopping online. I also appreciate the convenience of linking multiple payment methods and the speed of transactions. On the few occasions I needed customer support, the issue was resolved efficiently. Overall, PayPal is a reliable and user-friendly payment service that I would recommend to others. Reviewed on: 9th June 2026
Shiva Azad's avatar
Shiva Azad

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