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PayPal: PayPal Credit reviews

4.73
Based on 137,119 reviews, last reviewed 13th Jun 2026
3970200% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are absolutely amazing!!! They have been absolutely amazing - the times that I had to get in touch with customer service has been super wash and efficient! Even better, they ar... Read more Reviewed on: 13th June 2026
Christian S's avatar
Christian S

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137119)

This is the best financial support.

5
This is the best financial support. Everything is working fast and I'm so happy I enjoyed the best of the best. Reviewed on: 9th June 2026

PayPal, enabling choice...

5
PayPal has been invaluable in enabling the choice, to purchase. A massive sale of the things I want, I get them all and save a fortune. Pay in 3 is perfect for this. Reviewed on: 9th June 2026

Ive used PayPal for years it is so quick and easy to...

5
Ive used PayPal for years it is so quick and easy to use,and as I shop online a lot, a majority of retailers accept PayPal as a recognised payment option, its protected as well for purchases online which I love, and now with most high street retailers o can use my PayPal card when I'm out and about,brilliant! Reviewed on: 9th June 2026

Convenient Banking

5
Easy to use and have always protected my interest. Reviewed on: 9th June 2026

Using PayPal for me it is a useful experience as I...

5
Using PayPal for me it is a useful experience as I don't have physical need for a credit card. Reviewed on: 9th June 2026

Paypal has been a huge help whilst I have been on ma...

5
Paypal has been a huge help whilst I have been on maternity leave, helping with having the option for credit and pay in 3 towards essentials needed for my little boy. Reviewed on: 9th June 2026

Amazing Company!.

5
Use PayPal credit for most thing I find using the buy now pay in 4 months helps me to stagger payments and stops me from using credit cards Reviewed on: 9th June 2026

Helps you pay on multivarious platforms without any...

5
Helps you pay on multivarious platforms without any hassle. Easy to login and pay app helps you stay on track of my spending and balance. Brilliant free 4months 0%payback scheme is a great help when something unexpected happens. Excellent service! Reviewed on: 9th June 2026

Its peace of mind on purchases

4
Its peace of mind knowing that if purchases go wrong they are there to sort things. Reviewed on: 9th June 2026

been using for over 10 years and just gets easier to...

5
been using for over 10 years and just gets easier to add, withdraw and transfer money Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review