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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137106 reviews)

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4.73

Based on 137,106 reviews, last reviewed 13th Jun 2026

3969600% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Bluebell Great app easy to set up and easy use Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137106)

Convenient Banking

Easy to use and have always protected my interest. Reviewed on: 9th June 2026

Using PayPal for me it is a useful experience as I...

Using PayPal for me it is a useful experience as I don't have physical need for a credit card. Reviewed on: 9th June 2026

Paypal has been a huge help whilst I have been on ma...

Paypal has been a huge help whilst I have been on maternity leave, helping with having the option for credit and pay in 3 towards essentials needed for my little boy. Reviewed on: 9th June 2026

Amazing Company!.

Use PayPal credit for most thing I find using the buy now pay in 4 months helps me to stagger payments and stops me from using credit cards Reviewed on: 9th June 2026

Helps you pay on multivarious platforms without any...

Helps you pay on multivarious platforms without any hassle. Easy to login and pay app helps you stay on track of my spending and balance. Brilliant free 4months 0%payback scheme is a great help when something unexpected happens. Excellent service! Reviewed on: 9th June 2026

Its peace of mind on purchases

Its peace of mind knowing that if purchases go wrong they are there to sort things. Reviewed on: 9th June 2026

been using for over 10 years and just gets easier to...

been using for over 10 years and just gets easier to add, withdraw and transfer money Reviewed on: 9th June 2026

No issues with applying for credit.

No issues with applying for credit. Took stress out of having to replace our washing machine at short notice. Reviewed on: 9th June 2026

I love PayPal credit and PayPal pay on 3 for online...

I love PayPal credit and PayPal pay on 3 for online purchases that I might need a bit longer to pay with. It is widely recognised across lots of products and the interest rates are pretty good. Reviewed on: 9th June 2026

Very good services

Very good services app is easy to use even for a for a old timer like me I like payment options they offer Reviewed on: 9th June 2026

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