Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 137,085 reviews, last reviewed 12th Jun 2026
3968650% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good range of payment options I particularly like the option to spread payment interest free over a few months, or through PayPal credit. Reviewed on: 12th June 2026
Allen B's avatar
Allen B

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137086)

I can’t say anything bad about PayPal.

5
I can’t say anything bad about PayPal. It’s an excellent app Reviewed on: 9th June 2026

I trust PayPal.

5
I trust PayPal. Any issues I have had have been dealt with in a timely manner. I enjoy the benefits of but now, pay in three, pay later on credit. Reviewed on: 9th June 2026

Best Retail Finance Provider.

5
Best Retail Finance Provider. Flexible and great Reviewed on: 9th June 2026

Wonderful experience with excellent customer service.

5
Wonderful experience with excellent customer service. Highly recommend Reviewed on: 9th June 2026

Wonderful experience with excellent customer service.

5
Wonderful experience with excellent customer service. Highly recommend Reviewed on: 9th June 2026

Help is never far away

4
There is always someone on the line to help Reviewed on: 9th June 2026

Used PayPal Credit many times - easy to set up and m...

5
Used PayPal Credit many times - easy to set up and manage Reviewed on: 9th June 2026

Always been helpful and addressed any issues quickly...

5
Always been helpful and addressed any issues quickly and fairly.Easy to use and apply for, good range of services. Reviewed on: 9th June 2026

.good stuff

5
I think its fantastic. Would rec Reviewed on: 9th June 2026

I use it over other credit options as it’s easy to u...

5
I use it over other credit options as it’s easy to use accessible and value for money Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 68859 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3747 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products