Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

View other PayPal products

4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (139237)

Best credit card and payment provider.

Palpal has great services for her customers, like they provide three months interest free loans and their customers can do balance transfer from their their cregit cards. Reviewed on: 13th August 2022

Good service

Easy to pay who’s is having paypal Reviewed on: 13th August 2022

Flexible payment

Easy to manage flexible credit payment Reviewed on: 13th August 2022

Breakdown payments

Great way to breakdown large purchases into smaller payments. Reviewed on: 13th August 2022

Fantastic service

thanks to the service I was able to pay for my holiday. Easy way to pay off. Thanks Reviewed on: 13th August 2022

Best on the market

Always loved PayPal since I started using many years ago. Multi functional platform, that allows you to see and manage your money in many different formats I love it! Reviewed on: 13th August 2022

Recommend PayPal massively

I recommend PayPal credit card massively, it’s allowed me to gain more opportunities within my life at a young age. Its a simple process to set up and gives you reminders when you need to pay or you can even set up a direct debit (I prefer this way as it automatically leaves your bank) Reviewed on: 13th August 2022

Very convenient and easy to use

I used PayPal credit for nearly 3 yrs , easy to use , buy from online is so easy and buyer’s protection is also really nice . Reviewed on: 13th August 2022

Secure

PayPal credits are very secure. Easy and very helpful. I very happy with PayPal and I always use PayPal. And credit Reviewed on: 13th August 2022

Amazing

Amazing credit provider with wide range of vendors and suppliers Reviewed on: 13th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 70771 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub