Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

View other PayPal products

4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (139354)

Dobry sposob na szybki zakup

Kredyt z PayPal jest bardzo wygodnym i szybkim sposobem sfinansowana czegoś na co w w tej chwili nie mam gotówki Reviewed on: 2nd June 2023

Looking out for the younger folk

PayPal credit is great for young people trying to build a score! Reviewed on: 2nd June 2023

Simple and straightfoward platform

Good range of services provides, with good customer service to boot Reviewed on: 2nd June 2023

Paypal credit

I like this option. Always help me. Reviewed on: 2nd June 2023

Psypal Credit is reliable and affordable

I made a purchase using PayPal credit and there were no hitches. I enjoyed the 0% interest period ,therefore, I could easily pay off my debt as I had time to spread them . That's why I call it credit with no hassles. Reviewed on: 2nd June 2023

PayPal Credit

PayPal offers great consumer protection, and customer service. PayPal Credit is a safe, useful and innovative way to make transactions online. The PayPal Credit user interface and email notifications help you keep track of your purchases and repayments. You can manage your account on the Website or through the App, making it a convenient experience wherever you are. PayPal and its Credit service is excellent, user friendly and the best form of consumer credit I have used. Reviewed on: 2nd June 2023

Most reliable & amazingly convenient

I am a voracious user of Credit Cards but haven't found a better credit facility than PayPal Credit. It's wider acceptability, user friendly interface, simplicity to understand and amazing transparency make it far better than any conventional Credit card. The rolling credit 0% for 4 months is truly a blessing. Reviewed on: 2nd June 2023

Very handy

Very good service use it properly and works well Reviewed on: 2nd June 2023

easy to use, flexible to pay, reliable and secure

PayPal is reliable and secure and PayPal credit is a big plus one. I think it is the best alternative to buy online. Even if you don't want credit, PayPal is the most secure way to pay with you credit/debit card. Any time you put your credit/debit card number online is a risk and PayPal keeps it securely. Reviewed on: 2nd June 2023

Life saver

I was able to get replacement products without having to go to payday loan sharks , helpful and easy to understand Reviewed on: 2nd June 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 70880 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub