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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139444)

Best ever

5
Best ever access for credit, 4 months easy pay Reviewed on: 2nd June 2023
Denise Nozedar's avatar
Denise Nozedar

Great company

5
Great company, I've used them for years and never a problem. Reviewed on: 2nd June 2023
Jeff Smith's avatar
Jeff Smith

Simple and reliable

4
Helpful and has good customer support service Reviewed on: 2nd June 2023
Abiola 's avatar
Abiola

So safe! So secure!

5
Love the no interest for four months so helps when you need something fast. Washing machine, etc. Such a help. Reviewed on: 2nd June 2023
Yasmin Carter's avatar
Yasmin Carter

Excellent Way to Pay

5
With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023
jackie 's avatar
jackie

Safe and easy credit.

5
Want a no fuss credit experience where you can see your credit balance at a glance then look no further than PayPal. Clear easy to use app with email payment reminders or simply set up a direct debit, good interest rates and a no fuss approach then PayPal is the best choice. Reviewed on: 2nd June 2023
David Griffiths's avatar
David Griffiths

PayPal Credit

5
Always a great option to help spread the cost of my purchases during these hard Financial Times . Without PayPal credit I don’t know how I would have coped . It’s made life easier for me Reviewed on: 2nd June 2023
emmalouiseboardman@icloud.com's avatar
[email protected]

PayPal: A Game-Changing Payment Solution for eBay Shopping

5
I wanted to share my experience with PayPal and how it has significantly improved my eBay shopping. PayPal's integration with eBay and its interest-free payment plan in three installments have made it my top choice for online purchases. Here's why I highly recommend PayPal to all eBay enthusiasts: Smooth Transactions: PayPal makes the payment process incredibly easy. No more hassle of manually entering credit card details or worrying about the security of personal information. PayPal acts as a secure intermediary, ensuring that transactions are protected. Seamless Integration: PayPal seamlessly integrates with eBay, offering a convenient "Pay with PayPal" option during checkout. It takes just a few clicks to complete a purchase, saving time and effort. Flexible Payments: The option to pay in three interest-free installments is a standout feature of PayPal. This feature has been a game-changer for me, allowing me to manage my budget effectively and make purchases without immediate financial strain. Buyer Protection: PayPal is committed to protecting buyers. If any issues arise with a purchase, PayPal provides a reliable means for dispute resolution. Their customer service team is responsive and helpful, offering peace of mind when shopping on eBay. Wide Acceptance: PayPal is not limited to eBay but is accepted on various online platforms. This versatility means you can use PayPal for purchases beyond eBay, making it a comprehensive payment solution for all your online shopping needs. Mobile Accessibility: The PayPal mobile app is user-friendly and allows you to make purchases on the go. Whether using a smartphone or tablet, the app provides a secure and seamless payment experience, ensuring you never miss out on great deals. In conclusion, PayPal has truly transformed my eBay shopping experience. Its easy integration, interest-free installment option, buyer protection, and overall convenience make it the perfect payment solution for eBay enthusiasts. With PayPal, you can indulge in your shopping desires while maintaining financial control. I highly recommend using PayPal for all your eBay purchases, as it enhances the overall shopping experience and brings peace of mind to your transactions. Reviewed on: 2nd June 2023
Mohammed Abdul Raheem Shamoon's avatar
Mohammed Abdul Raheem Shamoon

Brilliant Product

5
The PayPal credit is a brilliant product offering extended interest free terms on large purchases. The app is so easy to use to manage you account and monitor spend, helping you to benefit from 0% offers. Reviewed on: 2nd June 2023
Katie Perkins's avatar
Katie Perkins

Best service

5
With ease to pay off in 4 months without interest has been a great feature unlike many other competitors Reviewed on: 2nd June 2023
Muhib ur rehman's avatar
Muhib ur rehman

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