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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Kooooool

5
Nice sweet always there as and when needed Reviewed on: 16th April 2026
Patrick Shields 's avatar
Patrick Shields

Quick respond, problem always solved

5
Quick respond, problem always solved Reviewed on: 16th April 2026
Agnieszka K's avatar
Agnieszka K

PayPal is a leading global digital wallet...

5
it is smooth platform to handlle money and shoppings. Paypas is the most essential now in our digital walet. Reviewed on: 16th April 2026
Anm z's avatar
Anm z

Great customer service , very smooth when needed , a...

5
Great customer service , very smooth when needed , always very prompt and helpful Reviewed on: 16th April 2026
Ian f's avatar
Ian f

Easy to used, security in all transaction and very e...

5
Easy to used, security in all transaction and very efficient Reviewed on: 16th April 2026
Samir 's avatar
Samir

Paypal has been a verry useful extention both to my...

5
Paypal has been a verry useful extention both to my banking & payment experiance. Prividing additional protection to payments through them, giving piece of mind that they are protected againts scams. I find the diverse options they have avalible now are top notch, they're request a payment from a friend service is perfect for splitting the bill for those resterant or cinema trips. Their credit has also been most useful for getting a few nice things that were slightly beyond my budget instantly & splitting up the payment into affordable monthly installments. I woud recommend paypal to anyone for there security & excellent customer service on standby to assist with any issues. Ten of of ten would recommend Reviewed on: 16th April 2026
Calum c's avatar
Calum c

Great PayPal team...

5
I have always had great service from the PayPal team, always very helpful and understanding when it comes to PayPal credit. Reviewed on: 16th April 2026
Elias's avatar
Elias

Excellent overall totally recommend

5
Excellent overall totally recommend Reviewed on: 16th April 2026
Claudia M's avatar
Claudia M

Love love love it.

5
Love love love it. I find paypal credit so easy. I use it for the items that are just out of my range for 1 big payment. Its so easy to use. You can pay off extra payments as an when you want making you in charge Reviewed on: 16th April 2026
K S's avatar
K S

All good useful having a physical card

5
All good useful having a physical card Reviewed on: 16th April 2026
Anthony H's avatar
Anthony H

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