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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy manageable money ins and outs

Easy manageable money ins and outs Reviewed on: 16th April 2026

Had problems with a seller and PayPal got my money...

Had problems with a seller and PayPal got my money back Reviewed on: 16th April 2026

Good service for buy and transfert

Good service for buy and transfert Reviewed on: 16th April 2026

Very high level service. Quick and professional

Very high level service. Quick and professional Reviewed on: 16th April 2026

Easy to use

Simple to use and helps me manage my money easily and all in one place. PayPal credit is superb too. Reviewed on: 16th April 2026

n the past with returns all...

Easy to use had issues in the past with returns all ran smoothly Reviewed on: 16th April 2026

I find PayPal to be very reliable as an intermediary...

I find PayPal to be very reliable as an intermediary between the banks and retail. They’ve always provided a lot of support and have a very efficient process of payment. I’ve used them for years and I’ve always found them to be courteous and very supportive. Reviewed on: 16th April 2026

Simple, Easy, Quick

Simple, easy, quick. Make my payment experience smooth. Reviewed on: 16th April 2026

Your payment received method is too much slow.

Your payment received method is too much slow. It will take two weeks to clear it. That is very long. Can u please do it on fast track. thanks Reviewed on: 16th April 2026

So easy and convenient and makes me feel safe spendi...

So easy and convenient and makes me feel safe spending money on line as well as all of the flex options, such as 0% credit and pay in 3. Reviewed on: 16th April 2026

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