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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great way to pay off holidays and extra little trips...

Great way to pay off holidays and extra little trips Reviewed on: 16th April 2026

happy PayPal user

Easy to use and experience with customer service amazing Reviewed on: 16th April 2026

Overall never had an issue using PayPal, and the pro...

Overall never had an issue using PayPal, and the problems I had was solved quickly Reviewed on: 16th April 2026

The credit allowed me to sign up for a training that...

The credit allowed me to sign up for a training that I couldn’t afford. Reviewed on: 16th April 2026

easy purchases with PayPal

PayPal make making larger purchases very manageable Reviewed on: 16th April 2026

PayPal has really helped me when I have struggled fo...

PayPal has really helped me when I have struggled for money Reviewed on: 16th April 2026

Helps when really needed specialy in tough times

Helps when really needed specialy in tough times Reviewed on: 16th April 2026

Great service and very handy and most important very...

Great service and very handy and most important very secure Reviewed on: 16th April 2026

Secure service with confidence with security.

Secure service with confidence with security. Convenient way to spread the cost of purchases. Reassurance with payment conflicts. Reviewed on: 16th April 2026

Vary good

easy-to-use app and always very good. Reviewed on: 16th April 2026

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