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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It’s been good and convenient I don’t use any other...

It’s been good and convenient I don’t use any other credit so it’s useful Reviewed on: 16th April 2026

Paypal is great pal.

Great credit options and very fair. Super pay in 3 option too. Reviewed on: 16th April 2026

No issues and I’ve been with PayPal for over 10 years.

No issues and I’ve been with PayPal for over 10 years. Customer service is always professional and support is provided for when my circumstances have changed. Reviewed on: 16th April 2026

Easy to use.

Easy to use no fuss account. Would highly recommend PayPal to my friends.. Reviewed on: 16th April 2026

Great service

Easy to use, feel protected when making purchases online. Good variety of payment options available. Reviewed on: 16th April 2026

PayPal all the way

I’ve been using PayPal for years now and cannot fault them… it’s easy to use, customer service are very helpful & I trust the brand. The different payment options and plans are perfect for managing your finances & give you more freedom with your money. Reviewed on: 16th April 2026

I’ve been using PayPal credit for years.

I’ve been using PayPal credit for years. It’s very reliable and so easy to use. Making payments is also super easy and fast. It’s a stress free experience and I would recommend it to anyone. Reviewed on: 16th April 2026

PayPal, everyday credit when you need it.

PayPal credit is so useful and easily added to EBay.and your usual spending. Reviewed on: 16th April 2026

Goood Hi any ting I buy form PayPal is save and...

Hi any ting I buy form PayPal is save and good I like Reviewed on: 16th April 2026

Very good, helpful advice and information

Very good, helpful advice and information Reviewed on: 16th April 2026

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